What is Online Bills Payment?

OnePay RPPS online bill payment is an established service that offers the capability to pay monthly bills in an environment that's easy to use, fast, and convenient. As more consumers choose to manage their finances online, your company can benefit from the exceptional experience of OnePay RPPS and our comprehensive collection of electronic bill payment and presentment (EBPP) services.

One connection, multiple options

OnePay RPPS offers you a single point of connectivity to approximately 95 percent of electronic bill payment and presentment industry service providers, including:

  • biller service providers (BSPs)
  • consumer service providers (CSPs)
  • financial institutions
  • walk-in payment companies
  • organizations that provide balance transfers and consolidation services
  • credit counseling agencies


OnePay RPPS also offers ongoing enhancements to help deliver the most advanced functionality available, including:

  • Multicycle cutoffs provide four daily opportunities for originators to transmit payments, moving the credit process one step closer to a real-time environment
  • Out-of-band communications enable CSPs and BSPs to communicate their special operational needs and capabilities via the RPPS Online Biller/Creditor Directory
  • Automated biller/creditor directory delivery allows participants to schedule automatic updates of this critical information via a file sent directly to their systems
  • Addenda edits ensure that participants will receive only those record types that they can process, avoiding the costs, inconveniences, and delays that incorrect transmissions can necessitate
  • Automated payment inquiry offers issue resolution in just seconds.